For more than 80 years, Miles & Stockbridge’s preeminent banking and finance practice has counseled and represented:
Our client focus is on providing skilled counsel in financing transactions and in commercial dispute resolution -- ranging from bankruptcy and creditors' rights issues to forbearances to workouts to foreclosures-- banking and regulatory matters, insurance, securities, labor and employment and general corporate matters.
In addition to traditional financing structures, such as senior and mezzanine loan agreements and letters of credit, we advise banking and finance clients on a wide range of sophisticated and complex transactions, including:
We advise our clients on lender due diligence, enabling our clients to evaluate risks and to balance business, operational and legal needs.
Our lawyers have an outstanding reputation as deal closers, strengthened by our access to the Firm's full resources in tax, securities, real estate, environmental, employee benefits, bankruptcy, government procurement, insurance and corporate law.
While each lender has unique transactional processes and procedures, our work with a multitude of lenders enables us to craft customized terms and provisions that benefit all parties, while building in safeguards that protect the lender's collateral and other interests in the event of default, foreclosure or bankruptcy.
Because of our substantial and broad experience in transactional representation, we frequently represent financial institutions and lenders as secured creditors in bankruptcies, liquidations and foreclosures. Miles & Stockbridge lawyers are involved in transactions from their formation -- preparing the loan documentation and covenants through providing appropriate creditor protection in the event of bankruptcy or foreclosure.
When a bankruptcy case involves a client as creditor, our focus is on recovering the creditor's investment - whether that is through a reorganization or liquidation of the debtor. We emphasize flexibility in collateral recovery, working with financial institutions that become lenders to the debtor-in-possession, securing the return of assets using deed-in-lieu-of-foreclosure transactions and advising on distressed asset sales. We are also fully prepared to pursue all collection alternatives, including foreclosure or litigation.
Our comprehensive representation of banking and financial institutions, as well as borrowers, encompasses the full range of general counsel services.
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